Phone Home Leads enables a smarter way to prospect has entered the chat.

Exclusive Records

Single-Agency

Exclusivity

Each record is sold to a single agent in a defined territory. No recycled lists. No multi-agent free-for-all.

Renewal Timing

Perfect Timing

Leads aligned to real insurance moments like home policy renewals.

Handwritten Mail

Real Pen, Real Stamp

Real Pen, Real Stamp

Handwritten, hand-addressed letters that open at 90-95%.

The right homeowners, right when it matters.

The right homeowners, right when it matters.

Because the best calls happen before everyone else makes them.

Because the best calls happen before everyone else makes them.

Lead generation for Home Insurance
Lead generation for Home Insurance

A Lead System Built for How Home Insurance Is Sold

Phone Home Leads is designed for agency owners and operators who want higher close rates, stronger lifetime value, and a cleaner, more predictable pipeline.

This works best for agencies that:

Rely on real conversations to sell

And want a steady flow of quote-ready homeowners

Care about conversion and unit economics

Improving results from the same call blocks through better timing and intent — not randomness.

Take compliance and reputation seriously

Using outreach that’s clean, responsible, and aligned with how insurance should be marketed.

Value a repeatable weekly rhythm conversations to sell

Sales teams can execute consistently without burnout or constant reinvention.

Understanding leading with the home produces more items over time

Most Internet Leads Dont Fail They Drain You.

Most Internet Leads Don’t Fail — They Drain You.

3 to 8

3 to 8

Lead Duplication

Lead Duplication

The same homeowner is sold to multiple agents so you’re competing from the first ring.

The same homeowner is sold to multiple agents — so you’re competing from the first ring.

74%

74%

Disconnect Rate

Disconnect Rate

Unidentified calls go unanswered even when its a legitimate business calling

Unidentified calls go unanswered even when its a legitimate business calling

4 hours

4 hours

Before the first quote

Before the first quote

Admin, cleanup, and lead sorting eat half the day before selling even starts.

Admin, cleanup, and lead sorting eat half the day before selling even starts.

1.5%

1.5%

20% to 30%

20% to 30%

85%

85%

28%

28%

Lowest close rates of 1.5% to 3%

Lowest close rates of 1.5% to 3%

Poor quality leads from bots, fabricated or fraudulent data

Poor quality leads from bots, fabricated or fraudulent data

Most internet leads never convert — no matter how good the agent is.

Only 28% of the time is actually spent on selling

Only 28% of the time is actually spent on selling

The PhoneHomeLeads approach

driven by better timing, better reachability, and better readiness.

Callable, scrubbed homeowner data

Every record includes a verified, active cell phone when calling is allowed. Records are scrubbed against the DNC list at delivery so your callers are not stepping into obvious compliance problems.

Better leads, so your team can finally breathe.

Every client receives customized financial and business solutions aligned with their unique goals.

Renewal-timed targeting

Leads are aligned to real insurance moments like home policy renewals so you are not interrupting someone who just rewrote their policy last week. Timing alone changes the tone of the conversation.

PhoneHomeLeads approach to lead generation for Home Insurance
PhoneHomeLeads approach to lead generation for Home Insurance
Exclusive to your agency

Each record is sold to a single agent in a defined territory. No recycled lists. No multi-agent free-for-all. Once a zip allocation is yours and renews, it stays yours.

Trusted Partnership

Our client-first approach is built on transparency, integrity, and lasting collaboration.

Higher yield per dial day

When households are contacted at the right time, more calls get answered and more conversations are actually quote worthy.

The result is better outcomes from the same call blocks and ROI that improves naturally.

More Conversations That Turn Into Coverage

BG

90 to 95% Mail Open Rate

2.5 hour daily talk time

100+ Items per month

The PHL Difference

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What agencies typically see when the system is run weekly

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90 to 95% Mail Open Rate

2.5 hour daily talk time

100+ Items per month

The PHL Difference

Icon

What agencies typically see when the system is run weekly

image

One-Call Close

One-Call Close

Talk-Time

Talk-Time

Cross-Sell

Cross-Sell

Retention

Retention

Better Leads

Better Leads

Sales efficiency

Sales efficiency

Not another “more leads for less money” pitch

Most vendors compete on volume and call it exclusivity.

Under the hood, it’s the same shared internet lead pool with different packaging.

The Phone Home Leads model is structurally different built around timing, control, and intentional outreach.

FEATURE

Lead Source

Exclusivity

Compliance

Channel Mix

Team Experience

Outcomes

With Phone Home Leads

Renewal-timed homeowner data with verified cell phones and DNC-scrubbed records.

Renewal-timed homeowner data with verified cell phones and DNC-scrubbed records.

Single-agency exclusivity, no recycled lists.

Single-agency exclusivity, no recycled lists.

DNC scrub at delivery plus mail-only outreach for non-callable records.

DNC scrub at delivery plus mail-only outreach for non-callable records.

Phone plus handwritten mail that looks like it came from a neighbor, not a printing press.

Phone plus handwritten mail that looks like it came from a neighbor, not a printing press.

Callers work a smaller, cleaner queue with higher connect rates and clear follow-up paths.

Callers work a smaller, cleaner queue with higher connect rates and clear follow-up paths.

90 to 95 percent mail open, response in the 3 to 7 percent range, and a path to 100+ items per month when the system is fully adopted.

90 to 95 percent mail open, response in the 3 to 7 percent range, and a path to 100+ items per month when the system is fully adopted.

Typical Internet Leads

Typical Internet Leads

Web form fills and quote requests sold in bulk.

Web form fills and quote requests sold in bulk.

Same prospect sold to many agents at once.

Same prospect sold to many agents at once.

You discover DNC problems after the complaint.

You discover DNC problems after the complaint.

Phone only, often with outdated contact data.

Phone only, often with outdated contact data.

Callers grind through huge lists with little to show for it.

Callers grind through huge lists with little to show for it.

Unclear attribution, hard to tie spend to production.

Unclear attribution, hard to tie spend to production.

Generic Direct Mail

Saturation mail to "current resident" lists.

Saturation mail to "current resident" lists.

N/A

N/A

N/A

N/A

Mail only with generic creative and low brand recall.

Mail only with generic creative and low brand recall.

N/A

N/A

Low response, hard to track.

Low response, hard to track.

What our clients say

From "burned out on lists" to 150–180 items a month

One rural Pinnacle Elite agent came into the system after her usual lead sources dried up. She had four staff, two part-time callers, and a market that had gotten tighter on underwriting.

Within a few months of switching fully to Phone Home Leads, she:

Dropped every other lead vendor and focused solely on the Phone Home Leads system.

Saw consistent 5 to 7 percent response rates from handwritten mail.

Produced in the range of 150 to 180 items per month, with over 100 items directly attributable to the program.

"Within two weeks, our team’s talk time jumped. More homeowners answered, follow-ups were easier to manage, and the handwritten touches brought in replies we wouldn’t have gotten by dialing alone."

Jayne Young

CEO

"Within two weeks, our team’s talk time jumped. More homeowners answered, follow-ups were easier to manage, and the handwritten touches brought in replies we wouldn’t have gotten by dialing alone."

Jayne Young

CEO

Questions your team is probably already asking

Answers to the questions every agency owner asks before committing to a new lead system

Do handwritten mailers still work?

When the mail is generic, probably not. When a homeowner gets a handwritten, hand-addressed letter with a real stamp and a local agency name, open rates have been in the 90 to 95 percent range with response around 3 to 7 percent.

Are your rates actually competitive?
How do we track ROI?
Will this even work in our market?
Are we locked into a long contract?

Choose volume based on callers

Phone Home Leads is designed for agencies that can generate roughly 2 to 2.5 hours of talk time per outbound caller per day. Packages are aligned to how many callers you have working the system.

Tier 1

500

/records

For agencies with 1 dedicated outbound caller

Enough volume to build rhythm without overwhelming one person.

500 homeowner records

Exclusive leads

DNC-scrubbed phone data

Handwritten mail for DNC records

Onboarding & team training

Ongoing coaching support

Tier 2

1,000

/records

For teams with 2 to 4 callers

Supports daily talk time and staggered follow-ups across multiple producers.

1,000 homeowner records

Exclusive leads

DNC-scrubbed phone data

Handwritten mail for DNC records

Onboarding & team training

Ongoing coaching support

Priority support

Tier 3

1,500

/records

For agencies with 5+ callers or multiple locations

Best for shops ready to fully replace their current lead vendors.

1,500 homeowner records

Exclusive leads

DNC-scrubbed phone data

Handwritten mail for DNC records

Onboarding & team training

Dedicated coaching support

Priority Support

Volume scaling options

Tier 1

500

/records

For agencies with 1 dedicated outbound caller

Enough volume to build rhythm without overwhelming one person.

500 homeowner records

Exclusive leads

DNC-scrubbed phone data

Handwritten mail for DNC records

Onboarding & team training

Ongoing coaching support

Tier 2

1,000

/records

For teams with 2 to 4 callers

Supports daily talk time and staggered follow-ups across multiple producers.

1,000 homeowner records

Exclusive leads

DNC-scrubbed phone data

Handwritten mail for DNC records

Onboarding & team training

Ongoing coaching support

Priority support

Tier 3

1,500

/records

For agencies with 5+ callers or multiple locations

Best for shops ready to fully replace their current lead vendors.

1,500 homeowner records

Exclusive leads

DNC-scrubbed phone data

Handwritten mail for DNC records

Onboarding & team training

Dedicated coaching support

Priority Support

Volume scaling options

Tier 1

500

/records

For agencies with 1 dedicated outbound caller

Enough volume to build rhythm without overwhelming one person.

500 homeowner records

Exclusive leads

DNC-scrubbed phone data

Handwritten mail for DNC records

Onboarding & team training

Ongoing coaching support

Tier 2

1,000

/records

For teams with 2 to 4 callers

Supports daily talk time and staggered follow-ups across multiple producers.

1,000 homeowner records

Exclusive leads

DNC-scrubbed phone data

Handwritten mail for DNC records

Onboarding & team training

Ongoing coaching support

Priority support

Tier 3

1,500

/records

For agencies with 5+ callers or multiple locations

Best for shops ready to fully replace their current lead vendors.

1,500 homeowner records

Exclusive leads

DNC-scrubbed phone data

Handwritten mail for DNC records

Onboarding & team training

Dedicated coaching support

Priority Support

Volume scaling options

Handwritten Direct Mail Packages

2,000

Starter Test

Handwritten mailers with real pen and Forever Stamp

3,250

Growth

Handwritten mailers with real pen and Forever Stamp

5,000+

Scale

Handwritten mailers with real pen and Forever Stamp

If your team is already working hard,

make the list work harder.

You built your agency on reputation, not tricks. You are not looking for "cheaper leads", "more hustle", or a magic script. You are looking for a cleaner way to turn hours on the phone into a durable homeowners book with strong cross-sell and renewal value. Phone Home Leads exists for that specific job.

Walk through your market, your team, and whether Phone Home Leads is the right fit.

Month-to-Month

No long-term contracts

Exclusive

Single-agency territory rights

Proven

Battle tested across markets

Phone Home Leads

Premium homeowner lead service for U.S. P&C (property casualty) insurance agencies. Exclusive, renewal-timed records with compliance scrubbing and handwritten mail support.

Services

Renewal Timed Leads

Handwritten Mail

Company

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